Broker Check

Fiduciary Standard

The press seems to want you to believe that if you do not work for a big brokerage house or other financial institution, you can not be any good at what you do or for those you serve. What they seem to forget (conveniently) is that these are the same institutions that have been fined BILLIONS of DOLLARS by the federal government for their shoddy advice, self serving interests, felonious acts and distribution and receiving of financial kickbacks.

What does fiduciary mean to you?

  1. As your advisor I help my clients choose the vehicles best suited for their particular needs. I am not beholden to a company agenda, a company product list or sales quota.
  2. As your advisor I am paid by you. My pay check is not dependent on some big company who I must serve as my master in order to feed my family. I work for you.
  3. As an Investment Advisor Representative, it is my duty and obligation to put my clients’ interest before my own self-interest.
  4. As an independent advisor I can associate with other highly qualified advisors to bring my clients the latest cutting edge techniques and strategies.
  5. As an independent advisor I conduct my practice as I want and can choose for whom to work.
  6. As an independent advisor I choose the philosophy and foundation by which I operate my practice.
  7. As an independent advisor I have the independence to best serve my clients keeping in mind that they ALWAYS come first.

Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker dealer services. Advisory clients are charged a monthly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation.